More than one third (39%) of adults under age 65 receive financial advice online or through social media, according to a recent survey. At the same time, 34% of Millennials and Gen Zers said a lack of financial guidance is an obstacle to preparing for retirement. In addition, 38% of Millennials and 30% of Gen Z respondents said they feel unprepared. About one quarter of Gen Zers receive advice from social media. YouTube is the most popular channel among 63% of Gen Z and 71% of Millennials.